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Our Customers ARE Getting Loans

We have a 100% success rate getting our projects financed.

New Construction - BUILD jobs

Interim Construction Loan / Permanent Mortgage
We have financing available through United Texas Bank that allows you to get an interim construction loan through UTB and a permanent loan though United Texas Mortgage, the mortgage lender of your choice or Wells Fargo Private Mortgage in partnership with UTB. When your house is completed, the interim loan will be paid off and your permanent Fixed-Rate Mortgage takes over from there.

Local Bank Interim Construction Loan
We can help you arrange financing though a community bank for a construction loan at competitive rates. We work with lenders who understand waterfront construction and have experience working with us. Although your project will probably be completed in a few months your interim loan will be good for one-year interest only. Rates are very good. At the end of the first year you will convert to a Permanent Mortgage. We have several referrals available for permanent financing.

Existing COMPLETED Homes

Mortgage Loans
We have formed relationships with several mortgage lenders who can provide financing for your lakehouse. Second home financing is available generally with 10-20% down. If it's going to be your primary residence you may be able to put as little as 3-5% down.

Special Owner Financing
Seller financing is available with 20% down. Rates vary.

 

Jumbo and Non-Conforming Loans
These are loans above the maximum amount established by the guidelines of Fannie Mae and Freddie Mac. The current limit is $417,000 but rates have become competitive.

Mortgage Calculator

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.91% 4.04%
15-yr Fixed 3.21% 3.38%
1-yr Adj 2.74% 3.4%
* national averages